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Yes Bank Home Loan

Bank Link	https://www.yesbank.in/personal-banking/yes-individual/loans/home-loan
Loan Amount	Loan Amount upto INR 5 cr.
Interest Rate	9.85% to 12.00%
Tenure	Up to 35 Years
Pre Payment Charges	Nil for floating rate loans 2.5% on the principal outstanding for fixed rate loans

Disclaimer: The Details shown may be different from actual. Please confirm on the bank site before process.

Service Charges

Cheque Swap Charges Rs 500/-

Cheque Bounce / Return Charges Rs 750/- per instance

Statement of Account /Amortisation Schedule (on registered e-mail id) Nil

Statement of Account /Amortisation Schedule (Physical mode or via

Branch) Rs 100/- per request

Prepayment Statement Charges Rs 100/- per request

Duplicate No Objection Certificate (NOC) Rs 100/- per request

Loan cancellation / Rebooking Rs.2000 /- (additionally franking / stamping norms as per actuals if applicable)

Legal, Repossession & Incidental charges At Actuals

Document retrieval charges (per advice) (Photocopy/scanning, etc) Rs 500/-

Switch charges (Floating to prevailing fixed rate only if the same is

permitted by the bank at the time of request) 0.5% of the loan amount outstanding

Switch charges (Fixed to prevailing floating rate only if the same is

permitted by the bank at the time of request) 1% of the loan amount outstanding

Self
Minimum Age (in yrs.)	Must be 21 to 60 years
Minimum Income (in Rs.)	Regular Source of Income should be there
Minimum Work Experience (yrs.)	2 years
Residence Status (yrs.)	Valid Residence proof
Id Proof	Passport/PAN card/Driving License/Voter ID Card/Any other valid ID proof
Address Proof	Electricity bill/telephone bill/Driving License/Voter ID Card/Passport/Any other valid Address Proof
DOB Proof	10th class certificate/certificate of birth

Disclaimer: The Details shown may be different from actual. Please confirm on the bank site before process.

Salaried
Minimum Age (in yrs.)	Must be 21 to 60 years
Minimum Income (in Rs.)	Regular Source of Income should be there
Minimum Work Experience (yrs.)	2 years
Residence Status (yrs.)	Valid Residence proof
Id Proof	Passport/PAN card/Driving License/Voter ID Card/Any other valid ID proof
Address Proof	Electricity bill/telephone bill/Driving License/Voter ID Card/Passport/Any other valid Address Proof
DOB Proof	10th class certificate/certificate of birth

Disclaimer: The Details shown may be different from actual. Please confirm on the bank site before process.

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