Punjab National Bank Personal Loan
| Bank Link | http://https://www.pnbindia.in/En/ui/PersonalLoan.aspx |
| Loan Amount | Rs. 50000/- to Rs. 500000/- depending upon the repaying capacity |
| Interest Rate | 15.25% to 16.5% |
| Tenure | 60 Equated Monthly Instalments (EMIs) OR remaining period of service, whichever is earlier. Instalment to commence one month after disbursement of loan. |
| Pre Payment Charges | Not Available |
Service Charges
1.8% of the loan amount + Service Tax & Education Cess
Other Charges
Documentation Charges: Rs.270/- upto Rs.2 Lac + Service Tax & Education Cess
Rs.450/- over Rs.2 Lac + Service Tax & Education Cess
| Self | |
|---|---|
| Minimum Age (in yrs.) | No Age Criteria Provided |
| Minimum Income (in Rs.) | Professionally qualified Doctors viz. MBBS, BDS & above having annual income of Rs.4.00 lac & above; |
| Minimum Work Experience (yrs.) | Information Not Available |
| Residence Status (yrs.) | Bank Account Statement/ Latest Electricity Bill/ Latest Telephone Bill/ Latest Credit Card Bill/ Employers letter certifying current mailing address/Passport(Valid)- provided the passport address is present address mentioned in application form / Existing Registered House Lease/ Government I-card with photo and address/ Ration Card/ Latest Property Tax / Water Tax bill. |
| Id Proof | Any One-Govt. I Card/ Passport Copy/ Voters ID card/ Driving Licence/Copy of PAN Card |
| Address Proof | Ration card or passport or latest electricity bill or latest telephone bill or latest credit card bill bank statements, last 6 months bank statements |
| DOB Proof | Birth Certificate or 10th Class Passing Certificate |
| Salaried | |
|---|---|
| Minimum Age (in yrs.) | No Age Criteria Provided |
| Minimum Income (in Rs.) | Rs.15000 per month for eligible customers at Metro Centres;Rs.12500 per month for Urban centres |
| Minimum Work Experience (yrs.) | Information Not Available |
| Residence Status (yrs.) | Bank Account Statement/ Latest Electricity Bill/ Latest Telephone Bill/ Latest Credit Card Bill/ Employers letter certifying current mailing address/Passport(Valid)- provided the passport address is present address mentioned in application form / Existing Registered House Lease/ Government I-card with photo and address/ Ration Card/ Latest Property Tax / Water Tax bill. |
| Id Proof | Any One-Govt. I Card/ Passport Copy/ Voters ID card/ Driving Licence/Copy of PAN Card |
| Address Proof | Ration card or passport or latest electricity bill or latest telephone bill or latest credit card bill bank statements, last 6 months bank statements |
| DOB Proof | Birth Certificate or 10th Class Passing Certificate |
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