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Punjab National Bank Loan Against Property

Bank Link	http://https://www.pnbindia.in/En/ui/LoanAgainstMortgageofProperty.aspx
Loan Amount	Rs. 10 Lac to Rs. 1 Crore
Interest Rate	15% to 15.75%
Tenure	Maximum 7 years
Pre Payment Charges	Information not available

Disclaimer: The Details shown may be different from actual. Please confirm on the bank site before process.

Service Charges

Upfront fee (in case of Term Loan): 0.90% of the loan amount (subject to a maximum of Rs.45,000/-) + Service Tax & Education Cess

Documentation charges: Rs.900/- + Service Tax & Education Cess

Self
Minimum Age (in yrs.)	Below the age of 60 years
Minimum Income (in Rs.)	3 years of cash profit
Minimum Work Experience (yrs.)	Information not available
Residence Status (yrs.)	Valid residence proof
Id Proof	PAN card/Voters ID/Passport/Driving License/Other Valid proof
Address Proof	Recent telephone bill/electricity bill/property tax receipt/passport/voters ID/Any other valid proof
DOB Proof	10th class certificate/DOB proof

Disclaimer: The Details shown may be different from actual. Please confirm on the bank site before process.

Salaried
Minimum Age (in yrs.)	Below the age of 60 years
Minimum Income (in Rs.)	Net monthly income should be at least 1.5 times of proposed EMI
Minimum Work Experience (yrs.)	Information not available
Residence Status (yrs.)	Valid residence proof
Id Proof	PAN card/Voters ID/Passport/Driving License/Other Valid proof
Address Proof	Recent telephone bill/electricity bill/property tax receipt/passport/voters ID/Any other valid proof
DOB Proof	10th class certificate/DOB proof

Disclaimer: The Details shown may be different from actual. Please confirm on the bank site before process.

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