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ICICI Bank Limited Loan Against Property

Bank Link	http://www.icicibank.com/Personal-Banking/loans/home-loan/loan-against-propety/index.html
Loan Amount	Information not available
Interest Rate	Information not available
Tenure	Maximum 10 years
Pre Payment Charges	4% of the outstanding loan amount plus taxes

Disclaimer: The Details shown may be different from actual. Please confirm on the bank site before process.

Service Charges

Loan Processing Charges/Renewal Charges (Non Refundable) : 0.50% to 1.00% of the loan amount or Rs.1500/- (Rs. 2000/- for Mumbai, Delhi Bangalore), whichever is higher + applicable Service Tax & Surcharge

Other Charges

Prepayment Charges : 4% of the principal outstanding plus taxes

Charges for changing from fixed to floating rates of interest: 1.75% on principal oustanding plus taxes

Charges for changing from floating to fixed rates of interest : 1.50% on principal oustanding plus taxes

Cheque swapping charges : Rs.500/-

Document retrieval charges : Rs.500/-

Cheque bounce charges : Rs.200/-

Duplicate NOC/No due certificate : Rs.100/-

Provisional/Final Income Tax certificate : NIL

NOC/No Due Certificate : NIL

Agreement Copy : NIL

Self
Minimum Age (in yrs.)	Minimum 21 years
Minimum Income (in Rs.)	Income criteria not provided
Minimum Work Experience (yrs.)	Job experience not provided
Residence Status (yrs.)	Information Not Available
Id Proof	PAN card/Voters ID/Passport/Driving License/Other Valid proof
Address Proof	Recent telephone bill/electricity bill/property tax receipt/passport/voters ID/Other valid proof
DOB Proof	10th class certificate/DOB Proof

Disclaimer: The Details shown may be different from actual. Please confirm on the bank site before process.

Salaried
Minimum Age (in yrs.)	Minimum 21 years
Minimum Income (in Rs.)	Income criteria not provided
Minimum Work Experience (yrs.)	Job experience not provided
Residence Status (yrs.)	Information Not Available
Id Proof	PAN card/Voters ID/Passport/Driving License/Other Valid proof
Address Proof	Recent telephone bill/electricity bill/property tax receipt/passport/voters ID/Other valid proof
DOB Proof	10th class certificate/DOB Proof

Disclaimer: The Details shown may be different from actual. Please confirm on the bank site before process.

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