Bank Link | http://www.hsbc.co.in/1/2/personal/loans/personal-loan |
Loan Amount | From Rs. 75,000 up to Rs.10,00,000* |
Interest Rate | 13.5% to 17.5% |
Tenure | 12 to 60 Months |
Pre Payment Charges | 4% of the prepaid amount + taxes as applicable (which would be allowed only after 6 months from the date of loan disbursal) |
1% of the loan amount + taxes as applicable
This loan is only available for salaried personnel and the applicant must be having a salary account with HSBC Bank.
Self | |
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Minimum Age (in yrs.) | NA |
Minimum Income (in Rs.) | NA |
Minimum Work Experience (yrs.) | NA |
Residence Status (yrs.) | NA |
Id Proof | Passport/Defence identity card/Valid Driving license/Government identity card/Photo PAN card/Voter's identity card |
Address Proof | NA |
DOB Proof | NA |
Salaried | |
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Minimum Age (in yrs.) | Minimum 21 years and 58 years at loan maturity |
Minimum Income (in Rs.) | The minimum net annual income should be Rs. 400,000 p.a. |
Minimum Work Experience (yrs.) | NA |
Residence Status (yrs.) | NA |
Id Proof | Passport/Defence identity card/Valid Driving license/Government identity card/Photo PAN card/Voter's identity card |
Address Proof | Passport/Telephone(land/mobile)bill/Valid Driving license/Electricity bill/Society outgoing bill/Voters ID/Ration Card/Property tax bill |
DOB Proof | Passport/Driving license/Birth certificate/Photo PAN card/School leaving certificate |