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HDFC Bank Limited Home Loan

Among a bouquet of loan products that HDFC offers, is the widely popular HDFC home loan. Like other banks, HDFC offers a variation of home loan products to help individuals meet a wide range of housing needs. HDFC is known for competitive interest rates on home loans, with maximum repayment tenures, no prepayment charges on floating loans and maximum lending amounts.

Bank Link	http://www.hdfcbank.com/personal/product/productdetails/home-loan/gts8mip9
Loan Amount	Up to 80% of the cost of the property
Interest Rate	Information not available
Tenure	Upto 30 years
Pre Payment Charges	Up to 1.5% of original loan

Disclaimer: The Details shown may be different from actual. Please confirm on the bank site before process.

Service Charges

Information not available

Other Charges

"Charges for late payment of EMI: 2% per month

Cheque swapping charges : Rs.500/-

Bounce Cheque Charges : Rs.500/-

Duplicate Statement Charges (per statement) : Rs.100/- per page, Maximum Rs300/-

Issue of Duplicate Provisional Interest Certificate : Rs.300/-

Issue of Duplicate Interest Certificate: Rs.300/-

Duplicate Balance Certificate : Rs.300/-

Issue of Amortization Schedule (Duplicate) : Rs. 300/-

Switch from Variable to Fixed : Not Applicable

Switch from Fixed to Variable : Not Applicable

Photocopy of Documents : Rs.500/-"

Docs Introduction

The documents needed for a home loan are-

-Govt. ID proof

-Govt. address proof

-Photos as specified by Bank

-Employment Certificate/Salary Certificate/ Form no. 16

-Last 6 Month’s Bank Account statement

-last 3 years Income Tax return

-Co-Lateral Security (if needed)

-Details of the property from Promoters

-Photocopy of receipts of Govt. Taxes and Bills

-Sanctioned Plan of the property

-Registration deed of the Land in the name of the Promoter

Self
Minimum Age (in yrs.)	25-65 years
Minimum Income (in Rs.)	Regular Source of Income should be there
Minimum Work Experience (yrs.)	NA
Residence Status (yrs.)	Valid Residence proof
Id Proof	PAN card/Voters ID/ Passport/Driving√Ç¬†License/Other Valid ID
Address Proof	Recent telephone bill/electricity bill/property tax receipt/passport/voters ID/Driving Licence
DOB Proof	10th class certificate/certificate of birth
Financial Docs	-Employment Certificate/Salary Certificate/ Form no. 16 -Last 6 Month’s Bank Account statement -last 3 years Income Tax return
Other Docs	-Govt. ID proof -Govt. address proof -Photos as specified by Bank -Co-Lateral Security (if needed) -Details of the property from Promoters -Photocopy of receipts of Govt. Taxes and Bills -Sanctioned Plan of the property -Registration deed of the Land in the name of the Promoter

Disclaimer: The Details shown may be different from actual. Please confirm on the bank site before process.

Salaried
Minimum Age (in yrs.)	21-60 years
Minimum Income (in Rs.)	Regular Source of Income should be there
Minimum Work Experience (yrs.)	NA
Residence Status (yrs.)	Valid Residence proof
Id Proof	PAN card/Voters ID/ Passport/Driving√Ç¬†License/Other Valid ID
Address Proof	Recent telephone bill/electricity bill/property tax receipt/passport/voters ID/Driving Licence
DOB Proof	10th class certificate/certificate of birth
Financial Docs	-Employment Certificate/Salary Certificate/ Form no. 16 -Last 6 Month’s Bank Account statement -last 3 years Income Tax return
Other Docs	-Govt. ID proof -Govt. address proof -Photos as specified by Bank -Co-Lateral Security (if needed) -Details of the property from Promoters -Photocopy of receipts of Govt. Taxes and Bills -Sanctioned Plan of the property -Registration deed of the Land in the name of the Promoter

Disclaimer: The Details shown may be different from actual. Please confirm on the bank site before process.

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