Bank Link | http://www.hdfcbank.com/personal/products/loans/car-loans/new-car-loans |
Loan Amount | Borrow up to 3 - 6 times your annual income. Avail up to 100% finance on your favorite car** |
Interest Rate | Information not available |
Tenure | 12 to 84 Months |
Pre Payment Charges | 3% to 6% after six months of availing the loan |
Up to 2.5 Lakhs : Rs.2825/-
Over Rs. 2.5 Lakhs up to 4 Lakhs : Rs.3650/-
Over Rs. 4 Lakhs to 5 Lakhs : Rs.4100/-
Over Rs. 5 Lakhs up to 10 Lakhs : Rs.4450/-
Over 10 Lakhs : Rs.4950/-
Over Rs. 2.5 Lakhs up to 4 Lakhs : Rs.3850/-
Over Rs. 4 Lakhs to 5 Lakhs : Rs.4300/-
Over Rs. 5 Lakhs up to 10 Lakhs : Rs.4650/-
Over 10 Lakhs : Rs.5150/-
Description of Charges:
6 % of POS for preclosures within 1 year from 1st EMI
5% of POS for preclosures within 13-24 months from 1st EMI
3% of POS for preclosures post 24 months from 1st EMI
No foreclosure allowed within 6 months from date of availing the car loan
Stamp Duty : At acutals
Late Payment Penalty: 2% per month
Cheque swapping charges: Rs 500/-
Loan cancellation / re-booking charges: Rs 1000/-
Loan Reschedulement charges: As applicable at the time of reschedulement
Special NOC: Rs.500/- per request
Duplicate Repayment Schedule charges: Rs 500/-
Legal, Repossession & Incidental charges: At actuals
Duplicate no due certificate / NOC: Rs 500/-
Transaction fees for Suraksha Kavach: Rs 500/-
Self | |
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Minimum Age (in yrs.) | 21-65 Years |
Minimum Income (in Rs.) | Net profit Rs. 60000 p.a for standard cars and Rs.100000 p.a. for mid-sized and premium cars |
Minimum Work Experience (yrs.) | Atleast 3 years in business |
Residence Status (yrs.) | Telephone: Must at residence ; Private & Public Limited Company:Telephone-One phone at least at business |
Id Proof | Passport copy, PAN Card, Voters Id car, driving licence( Laminated, Recent, Legible) |
Address Proof | Ration card/Driving licence/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy PAN Card. |
DOB Proof | Birth Certificate or 10th Class Passing Certificate |
Salaried | |
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Minimum Age (in yrs.) | 21-65 Years |
Minimum Income (in Rs.) | Minimum Rs. 100000 p.a including the income of spouse |
Minimum Work Experience (yrs.) | 1 year in current employment and minimum 2 years of employment |
Residence Status (yrs.) | Telephone: Must at residence |
Id Proof | Passport copy, PAN Card, Voters Id car, driving licence( Laminated, Recent, Legible) |
Address Proof | Ration card/Driving licence/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy PAN Card. |
DOB Proof | Birth Certificate or 10th Class Passing Certificate |