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Bank of Baroda Loan against insurance policy

Bank Link	http://www.bankofbaroda.com/pfs/mortgageloans.asp
Loan Amount	Maximum Rs. 3 crore
Interest Rate	13.50%
Tenure	Maximum 7 years
Pre Payment Charges	Information not available

Disclaimer: The Details shown may be different from actual. Please confirm on the bank site before process.

Service Charges

Processing charges:

Loan (one time) : 1% (Min.Rs.1,000, Max.Rs.50,000/-)

Overdraft (Fresh sanction/ Renewal) 0.35% (Min.Rs.1,000/-, Max.Rs.25,000/-)

Self
Minimum Age (in yrs.)	Minimum 21 years
Minimum Income (in Rs.)	Rs. 60,000 p.a.
Minimum Work Experience (yrs.)	Minimum 3 years of Business continuity
Residence Status (yrs.)	Valid Business address proof
Id Proof	PAN card/Voters ID/Passport/Driving License/Any other valid proof
Address Proof	Recent telephone bill/electricity bill/property tax receipt/passport/voters ID/Any other valid proof
DOB Proof	DOB certificate

Disclaimer: The Details shown may be different from actual. Please confirm on the bank site before process.

Salaried
Minimum Age (in yrs.)	Minimum 21 years
Minimum Income (in Rs.)	Rs. 60,000 p.a.
Minimum Work Experience (yrs.)	Minimum 3 years
Residence Status (yrs.)	Valid residence proof
Id Proof	PAN card/Voters ID/Passport/Driving License/Any other valid proof
Address Proof	Recent telephone bill/electricity bill/property tax receipt/passport/voters ID/Any other valid proof
DOB Proof	DOB certificate

Disclaimer: The Details shown may be different from actual. Please confirm on the bank site before process.

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