Bank of Baroda Home Loan
| Bank Link | http://www.bankofbaroda.com/pfs/homeloans.asp |
| Loan Amount | Upto 80% of the principal amount of home loan |
| Interest Rate | 10.25% |
| Tenure | 30 Years |
| Pre Payment Charges | No Pre-payment charges |
Service Charges
"Loan upto Rs.30 Lacs - 0.50% (Min. Rs.5,000/-) + taxes
Above 30 Lacs - 0.40% (Min. Rs.15,000/- & Max. Rs.50,000/-) + taxes"
Other Charges
Penal Interest :- If borrower defaults in payment of EMIs or account becomes irregular, the Bank will levy a higher rate of interest (2% over regular rate) on the irregular amount for the period of irregularity.
Docs Introduction
NA
| Self | |
|---|---|
| Minimum Age (in yrs.) | Maximum 65 Years |
| Minimum Income (in Rs.) | Regular Source of Income should be there |
| Minimum Work Experience (yrs.) | NA |
| Residence Status (yrs.) | Valid Residence proof |
| Id Proof | PAN card/Voters ID/Passport/Driving License |
| Address Proof | Recent telephone bill/electricity bill/property tax receipt/passport/voters ID |
| DOB Proof | 10th class certificate |
| Financial Docs | -Employment Certificate/Salary Certificate/ Form no. 16 -Last 6 Month’s Bank Account statement -last 3 years Income Tax return |
| Other Docs | -Govt. ID proof -Govt. address proof -Photos as specified by Bank -Co-Lateral Security (if needed) -Details of the property from Promoters -Photocopy of receipts of Govt. Taxes and Bills -Sanctioned Plan of the property -Registration deed of the Land in the name of the Promoter |
| Salaried | |
|---|---|
| Minimum Age (in yrs.) | Maximum 60 Years |
| Minimum Income (in Rs.) | Regular Source of Income should be there |
| Minimum Work Experience (yrs.) | NA |
| Residence Status (yrs.) | Valid Residence proof |
| Id Proof | PAN card/Voters ID/Passport/Driving License |
| Address Proof | Recent telephone bill/electricity bill/property tax receipt/passport/voters ID |
| DOB Proof | 10th class certificate |
| Financial Docs | -Employment Certificate/Salary Certificate/ Form no. 16 -Last 6 Month’s Bank Account statement -last 3 years Income Tax return |
| Other Docs | -Govt. ID proof -Govt. address proof -Photos as specified by Bank -Co-Lateral Security (if needed) -Details of the property from Promoters -Photocopy of receipts of Govt. Taxes and Bills -Sanctioned Plan of the property -Registration deed of the Land in the name of the Promoter |
- Home Loan Calculator
- Car Loan Calculator
- Personal Loan Calculator
- NPS Calculator
- Future Income Calculator
- Personal Loan
- Home Loan
- Loan against credit card
- Gold Loan
- Loan Against Property
- Two Wheeler Loan
- Short term loan
- Mudra Loan
- Loan against mutual funds
- Loan against insurance policy
- Flipkart Launches 'Flipkart Xtra' - Aims to onboard over 4,000 part-time job seekers
- Student Credit Card in India
- Union Budget of India - History, Theme, and Preparation
- Types of Government Budget in India - Features and Elements
- The Securities and Exchange Board of India (SEBI) - Powers and Functions
- The Insurance Regulatory and Development Authority of India (IRDAI) - Meaning, Facts and Importance
- Component and Structure of the Indian Financial System
- Reserve Bank of India (RBI) - Its Functions & Working
- Non-Banking Financial Companies (NBFCs) - Types, and Regulations
- Government Budget Deficits - Meaning, Types, and Components