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Axis Bank Limited Home Loan

Bank Link	http://www.axisbank.com/personal/loans/home-loan/home-loan-features.aspx
Loan Amount	Minimum 3 Lacs
Interest Rate	Fixed Rate: 11.75% and Floating: 10.25% to 12.25%
Tenure	25 years
Pre Payment Charges	2% of outstanding principal/amount prepaid

Disclaimer: The Details shown may be different from actual. Please confirm on the bank site before process.

Service Charges

1% + sevice tax of the loan amount

"Repayment Instruction/Instrument Return charges :Rs.500/- per instance

Cheque/Instrument Swap charges: Rs.500/- per instance

Duplicate Statement issuance charges: Rs.250/- per instance

Duplicate Amortization schedule issuance charges: Rs.250/- per instance

Duplicate Interest Certifcate (Provisional/Actual) issuance charges: Rs.250/- per instance

Issuance charges for Photocopy of title documents: Rs.250/- per document set

Charges on customer initiated requests for copies of documents: Rs.250 per document set"

The documents needed for a home loan are-

-Govt. ID proof

-Govt. address proof

-Photos as specified by Bank

-Employment Certificate/Salary Certificate/ Form no. 16

-Last 6 Month’s Bank Account statement

-last 3 years Income Tax return

-Co-Lateral Security (if needed)

-Details of the property from Promoters

-Photocopy of receipts of Govt. Taxes and Bills

-Sanctioned Plan of the property

-Registration deed of the Land in the name of the Promoter

Self
Minimum Age (in yrs.)	24 to 65 years
Minimum Income (in Rs.)	Regular Source of Income should be there
Minimum Work Experience (yrs.)	NA
Residence Status (yrs.)	Valid Residence proof
Id Proof	Passport/PAN card/Driving License/Voter ID Card/Any other valid ID proof
Address Proof	Electricity bill/telephone bill/Driving License/Voter ID Card/Passport/Any other valid Address Proof
DOB Proof	10th class certificate/certificate of birth
Financial Docs	-Employment Certificate/Salary Certificate/ Form no. 16 -Last 6 Month’s Bank Account statement -last 3 years Income Tax return
Other Docs	-Govt. ID proof -Govt. address proof -Photos as specified by Bank -Co-Lateral Security (if needed) -Details of the property from Promoters -Photocopy of receipts of Govt. Taxes and Bills -Sanctioned Plan of the property -Registration deed of the Land in the name of the Promoter

Disclaimer: The Details shown may be different from actual. Please confirm on the bank site before process.

Salaried
Minimum Age (in yrs.)	24 to 60 years
Minimum Income (in Rs.)	Regular Source of Income should be there
Minimum Work Experience (yrs.)	NA
Residence Status (yrs.)	Valid Residence proof
Id Proof	Passport/PAN card/Driving License/Voter ID Card/Any other valid ID proof
Address Proof	Electricity bill/telephone bill/Driving License/Voter ID Card/Passport/Any other valid Address Proof
DOB Proof	10th class certificate/certificate of birth
Financial Docs	-Employment Certificate/Salary Certificate/ Form no. 16 -Last 6 Month’s Bank Account statement -last 3 years Income Tax return
Other Docs	-Govt. ID proof -Govt. address proof -Photos as specified by Bank -Co-Lateral Security (if needed) -Details of the property from Promoters -Photocopy of receipts of Govt. Taxes and Bills -Sanctioned Plan of the property -Registration deed of the Land in the name of the Promoter

Disclaimer: The Details shown may be different from actual. Please confirm on the bank site before process.

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