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Andhra Bank Home Loan

Bank Link

https://www.andhrabank.in/english/ABHousingLoans.aspx
Loan Amount

Upto INR 3 crores
Interest Rate

8.80% - 8.85% floating
Tenure

30 years
Pre Payment Charges

Nil
Disclaimer: The Details shown may be different from actual. Please confirm on the bank site before process.

Service Charges

Processing Fee                     Upto 0.50%

                                              Maximum Rs. 10,000

Self
Minimum Age (in yrs.)

21 to 65 years
Minimum Income (in Rs.)

Regular Income
Minimum Work Experience (yrs.)

Residence Status (yrs.)

Valid Residence proof
Id Proof

Passport/ Driving License/ Voter ID/ PAN
Address Proof

License/ Registered Rent Agreement, Passport
DOB Proof

10th Class Certificate
Financial Docs

  • Loan application form

  • Recent Photographs

  • Passport/ Driving License/ Voter ID/ PAN

  • Passport Copy, Registered Rent Agreement

  • VAT/ service tax registration, incorporation details, business address proof, profit and loss account and balance sheets certified, copy of partnership deed and proof of business existence and business profile.

  • Conveyance deed, Sales deed, Allotment letter, Possession letter, Latest property tax receipt, Copy of approved plan for construction/ extension
Disclaimer: The Details shown may be different from actual. Please confirm on the bank site before process.

Salaried
Minimum Age (in yrs.)

21 to 65 years
Minimum Income (in Rs.)

Regular Income
Minimum Work Experience (yrs.)

Residence Status (yrs.)

Valid Residence proof
Id Proof

Passport/ Driving License/ Voter ID/ PAN
Address Proof

License/ Registered Rent Agreement, Passport
DOB Proof

10th Class Certificate
Financial Docs

  • Loan application form

  • Recent Photographs

  • ITR of last 2 years

  • Passport/ Driving Licence/ Voter ID/ PAN

  • Passport Copy, Registered Rent Agreement

  • 6 months payslip, 2 years Form 16, 6 months bank statement

  • Conveyance deed, Sales deed, Allotment letter, Possession letter, Latest property tax receipt, Copy of approved plan for construction/ extension.
Disclaimer: The Details shown may be different from actual. Please confirm on the bank site before process.
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